Alterra Home Loans


Mortgage Companies

About Us

Mr. Lux (NMLS #357171) has been assisting clients with mortgages and real estate needs for over 38 years in South Florida.

A native from Miami, he is very familiar with the diverse real estate market. A genuine relationship banker: “Experts Make The Best Advisors” he assists realtors with buyers and sellers to avoid fallout. Michael is considered by his clients as “A Trusted Expert”, his knowledge, good judgment and advice helps borrowers prevent missteps and assist in successfully navigating the maze of multiple mortgage programs, qualification requirements, processing, and closing.

The Lux Team is the preferred / trusted lender for some of South Florida’s premiere Brokers, Realtors, real estate offices and real estate teams.

In addition, active in many community activities, including: Education director of Veterans Association of Real Estate Professionals, Professional development committee for Broward, Palm Beach, St. Lucie Board of Realtors, Certified Florida Realtors continuing education instructor, Miami Association of Realtors approved instructor and Palm Beach, St. Lucie Board of Realtors approved instructor.

An educator at heart, focused on ensuring all clients understand their choices, while continually demonstrate an unfailing commitment to long-term customer satisfaction. #ItsAllAboutThePeople

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